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For many Australians, the dream of owning a home represents a significant milestone. The journey to homeownership is paved with opportunities, and one of the key catalysts for first-time buyers is the array of First Home Buyer's Grants available across the country.
With that in mind we thought we’d shed some light on the grants and schemes available, exploring their nuances and shedding light on the crucial aspect of their tax status & treatment.
First Home Buyer's Grants are government initiatives designed to ease the financial burden on individuals or families purchasing their first home. These grants vary across states and territories in Australia, each offering unique incentives to support aspiring homeowners. While the specifics may differ, the overarching goal is to make homeownership more accessible for those taking their initial steps into the property market.
One consistent feature across these grants is their tax-free status. The funds provided through First Home Buyer's Grants are not considered taxable income, offering recipients a financial boost without the burden of additional taxation. This tax-free nature enhances the appeal of these grants, making them an even more attractive option for first-time homebuyers seeking to enter the property market.
Take care: While the grants themselves is tax-free, other aspects of your financial situation may have tax implications. Our tax advisory services ensure that you are well-informed about any potential tax obligations associated with your property purchase.
While First Home Buyer's Grants provide a valuable financial injection, navigating the broader landscape of homeownership involves financial intricacies that extend beyond the grant itself. Attune Advisory is here to offer expertise beyond grants, providing comprehensive services to support your journey:
To conclude, First Home Buyer's Grants represent a significant opportunity for individuals and families to turn their homeownership dreams into reality. Understanding the tax-free nature of these grants adds an extra layer of appeal, making them a powerful tool in the pursuit of homeownership.
Get in touch with the Attune team today via email or by calling 1300 866 113 and let's unlock the benefits of First Home Buyer's Grants to shape a bright future for you.
Whether you are a seasoned entrepreneur or a budding business owner, the key to unlocking growth lies in understanding your business's current situation and having clearly defined goals and objectives. At Attune Advisory, we recognise the pivotal role that ongoing review, management, and strategic financial analysis play in achieving sustained success.
Below, we’ll explore the importance of tracking business performance, delve into financial ratios, non-financial ratios, and shed light on the significance of Key Performance Indicators (KPIs) for businesses of just about any size.
Once a business establishes its goals and action plans, continuous monitoring becomes paramount. This 4-step strategy execution model serves as a guide:
For a comprehensive understanding of a business's performance, financial ratios, both financial and non-financial, serve as invaluable tools. We’ve provided an overview below, but for clarity or more detail relating to any part of these ratios, we suggest getting in touch with the Attune team to discuss.
Let’s take a look:
Financial Ratios:
• Gross Profit Ratio: Measures the mark-up of direct costs to sales revenue.
• Net Profit Ratio: Evaluates the percentage of net profit to sales revenue.
• Return on Equity Ratio (ROI): Assesses the percentage of net profits to the amount invested by business owners.
Liquidity Ratios:
• Current Ratio: Measures the percentage of assets to liabilities, assessing the ability to pay short-term liabilities.
• Quick Ratio: Evaluates the ability of current assets to be converted to cash within the short term, excluding inventory and prepaid expenses.
Non-financial ratios provide insights into operational aspects, including trends, industry comparisons, and risk areas. Examples include sales proposals, marketing campaign effectiveness, staff turnover, and inventory turnover.
KPIs come in all shapes and sizes and be sure you understand that a businesses KPIs aren’t the same as those of a staff member – although they certainly should be related.
Having said that, KPIs for your business are instrumental in providing measurable values that demonstrate a business's effectiveness in achieving key objectives. Examples of KPIs include cash flow, gross profit as a proportion of sales, new customer acquisition, sales revenue growth, inventory turnover, and staff turnover. Successful businesses leverage KPIs to align their performance with overarching goals.
Understanding past performance and current financial positions empowers business owners and managers to forecast future trajectories. Forecasting techniques include historical trend analysis and predictions based on changing market conditions. By understanding where a business is heading, informed decisions can be made to propel it towards success.
Implementing these concepts in your business is an essential practice for unlocking growth and ensuring sustained success, no matter your industry or business size. Keep in mind, the above is designed as a brief guide to get the thought process happening for you. If you’re considering how to grow your business and would like to discuss how we can help you set up performance tracking through your financials and more, the Attune team is ready to help.
Get in touch with the Attune team via email or by calling 1300 866 113 to explore how our tailored solutions can elevate your business to new heights.
In the dynamic landscape of Australian business, the quest for sustainable growth is a perpetual journey.
For visionary entrepreneurs and business owners, unlocking growth often involves strategic decisions, and one such powerful tool is the judicious use of business equity. As we delve into this topic, we’ll aim to shed light on the most common methods for leveraging business equity alongside three tips to guide you through the process.
One of the primary methods for unlocking growth is by strategically issuing equity to key stakeholders. This may include key employees, partners, or even external investors who bring strategic value to the business. Equity issuance aligns the interests of these stakeholders with the success of the company, fostering a sense of ownership and commitment. It can also be a powerful tool for retaining and attracting top talent.
Businesses often require additional capital to fuel growth initiatives, whether it's expanding operations, launching new products, or entering new markets. Equity financing involves raising capital by selling shares of the company. This method can be particularly advantageous for businesses with high growth potential, as investors are drawn to the prospect of future returns. It's crucial to carefully structure equity financing to balance the infusion of capital with maintaining control over the business.
Mergers and acquisitions present another avenue for leveraging business equity to drive growth. In strategic alliances or acquisitions, businesses can exchange equity to create synergies, access new markets, or consolidate industry positions. However, navigating the complexities of M&A transactions requires meticulous planning, due diligence, and expert financial advice to ensure a seamless integration that maximises value for all parties involved.
Before embarking on any equity-related initiatives, it's essential to develop a comprehensive strategic plan. This involves evaluating the current business landscape, defining growth objectives, and identifying the key stakeholders who can contribute to these goals. Understanding the long-term vision for the business allows for informed decisions regarding the type and extent of equity issuance or financing required.
Navigating the Australian tax and regulatory environment is paramount when utilising business equity for growth. Different equity transactions can have varying tax implications, and compliance with regulatory requirements is crucial to avoid legal complications. Seeking professional advice from Attune Advisory ensures that your equity-related decisions align with the prevailing tax laws and regulatory frameworks, safeguarding your business from unforeseen challenges.
The process of equity issuance or any equity-related transaction involves multiple stakeholders, including existing shareholders, employees, and potential investors. Clear and transparent communication is vital to build trust and ensure a smooth transition. Clearly articulate the reasons behind the equity-related decisions, the expected benefits, and how it aligns with the overall growth strategy. Open communication fosters a positive environment and encourages stakeholder buy-in.
Unlocking growth using business equity is a strategic imperative for businesses aiming to thrive in the Australian business landscape. Whether through equity issuance, financing, or M&A activities, the careful deployment of business equity can be a catalyst for transformative growth. At Attune Advisory, we understand the intricacies of these processes and offer tailored advice to businesses seeking to unlock their growth potential.
As you navigate the dynamic business environment, consider the methods outlined above and incorporate the provided tips into your strategy. By strategically leveraging business equity and implementing sound financial practices, your business can embark on a trajectory of sustained growth and success.
Get in touch with the Attune team via email or by calling 1300 866 113 to explore how our expert guidance can assist you in unlocking growth through strategic equity initiatives tailored specifically to your business needs.
As the year draws to a close, businesses and individuals across Australia are gearing up to meet their tax obligations leading into 2024.
It’s important we mention before going much further to keep in mind the multiple lodgement and payment deadlines coming for you and your business in February and March 2024. We’d urge you to reach out to the Attune team as soon as you can to ensure time-enough to meet your obligations for the first quarter of 2024. There’s nothing quite like being prepared!
Without further delay however, here are the essential tax lodgement dates for December 2023 and January 2024.
As December rapidly disappears, keep in mind these key dates (make sure you reach out urgently if you’ve missed any preparation for these dates):
21st December 2023:
28th December 2023:
As the new year commences, businesses must stay vigilant about the ATO's tax lodgement deadlines for January 2024. Key dates include:
21st January 2024:
28th January 2024:
Staying compliant with tax lodgement deadlines is pivotal for businesses to avoid penalties and ensure smooth operations. Here are some tips to navigate the lodgement process effectively:
1. Early Preparation:
Begin preparations well in advance of the deadlines. Ensure all financial records are up-to-date, and collaborate with the Attune Advisory team, for a thorough review. Once again, it’s here we should remind you that the first few months of 2024 contains multiple lodgement and payment deadlines, so please speak with us about your upcoming obligations at your earliest convenience if you haven’t already.
2. Consult with Attune:
Seek guidance from the Attune team for personalised advice tailored to your business needs. Our expertise can help identify potential deductions and optimise your tax position – it’s what we do best.
3. Utilise Technology:
Leverage technology and accounting software to streamline the lodgement process. Automation can enhance accuracy and efficiency, reducing the risk of errors. Again, we can help guide your business through the adoption of accounting software and practices that can streamline your activity.
4. Review and Plan Ahead:
Take this opportunity to review your financial performance for the past year (or even do it in January). Use insights gained to plan ahead strategically and make informed decisions for the coming financial year. This is where our true strength lies – we love helping business grow through tailored, strategic advice.
As the tax year continues to unfold, let’s explore how we can elevate your business and create a stress-free lodgement experience when those times arise.
Get in touch with the Attune team today via email or by calling 1300 866 113 and let's navigate the tax landscape together to set the stage for financial success both for you and your business in the new year.
Running a business is a complex juggling act. Balancing the big picture vision with the day-to-day operational tasks can be overwhelming, leaving little time for strategic decision-making and customer-focused initiatives. This is where Business Process Outsourcing (BPO) becomes a game-changer.
Business Process Outsourcing involves entrusting specific business functions to external service providers. One area where outsourcing can make a significant impact is in accounting and financial processes. By partnering with a reliable Business Process Outsourcing service (like ours), businesses can streamline their operations, enhance efficiency, and free up valuable time for more critical tasks.
At Attune Advisory, we understand the challenges businesses face in managing their financial responsibilities while striving for growth. Our BPO services offer a professional team dedicated to delivering fixed-fee solutions tailored to your unique business needs. This allows you to refocus your efforts on core business activities and customer-centric initiatives.
One key aspect that sets Attune apart is our commitment to cloud accounting solutions. Why? Because cloud technology brings a host of benefits that revolutionise the way you handle financial processes. Here's why we live and breathe cloud accounting:
Cloud tech stacks are transformative for businesses, offering fully customisable solutions that cater to your specific needs. Consider the following integrations within a cloud tech stack:
Part of our BPO approach is to identify opportunities for improvement in your business, and offering guidance toward setting up specific cloud products (or even a complete tech stack) could transform how your business performs.
At Attune Advisory, we recognise that every business is unique. Our BPO services are designed to be fully customisable, allowing us to help you tailor a solution that is just right for your operation. Whether you are already using Xero for accounting or exploring other cloud-based solutions, we can guide you in optimising your processes for maximum efficiency.
By leveraging the power of Business Process Outsourcing and cloud accounting solutions, businesses can not only stay ahead of the curve but also ensure sustained growth and success.
Ready to revolutionise your business processes? Explore the possibilities with Attune Advisory's Business Process Outsourcing services. Contact us today on 1300 866 113 to embark on a journey towards enhanced efficiency, financial opportunities, and optimised taxation outcomes.
In the dynamic landscape of business, sustainability is no longer a fleeting trend but a vital imperative. As a Sydney-based accounting firm deeply invested in the financial wellbeing of our client’s businesses, Attune Advisory recognises the significance of sustainable practices and their far-reaching implications on both the planet and the bottom line.
Sustainable business practices involve operating with a conscious effort to minimise negative impacts on the environment while prioritising the wellbeing of people. The importance of sustainability has burgeoned of late thanks to heightened customer demand for eco-friendly products, regulatory commitments to environmental preservation, and the imperative to secure the longevity of our planet. All very good things!
As sustainability progressively takes centre stage in corporate strategies, it becomes essential for businesses to comprehend the financial landscape of adopting greener practices. Here we’ll explores some of the potential costs and benefits that businesses can experience when they embrace sustainability.
While the prospect of going green may seem like a costly venture at first, the long-term financial benefits can be serious and substantial. Here are some key avenues through which sustainability can positively impact your financial standing:
In 2023, neglecting environmental and social responsibilities can lead to not only bad PR but almost certainly hindered business growth. On the flip side, businesses actively practicing and promoting sustainable approaches can very quickly gain a competitive edge.
Customers today are not just interested, but invested in sustainable products and services. Aligning your business with green values not only attracts environmentally conscious consumers but also fosters long-term loyalty and a willingness to pay a premium for sustainable offerings.
Creating a brand identity rooted in sustainability has proven to increase sales, profit, and market share. The importance of a positive brand image and the impact it can have on a company's financial success can be seen globally, with brands like Adidas and Hewlett Packard featuring in the top 100 most sustainable businesses globally (here’s a list to take a look at).
Funding the transition to sustainable practices can be facilitated through various grants, incentives, and subsidies offered by the Australian government as well as through other organisations. Here’s some examples:
Embarking on a journey toward sustainability requires a solid, strategic approach, which is certainly something we can help with, but to get you started, here’s our outline of a four-step approach:
While the benefits of sustainability are clear, it is essential to manage potential risks you may be facing as you embark on your greener journey – here’s a few:
As you can see, the financial implications of sustainable business practices extend beyond mere cost considerations. With strategic investment and tailored planning and advice, you can not only contribute to a sustainable future but also enjoy financial dividends in terms of increased profitability, customer loyalty, and more.
The time to plan your sustainability finance strategy is now, and Attune Advisory stands ready to provide tailored advice to help guide your business toward a greener and more prosperous future.
Give the Attune team a call on 1300 866 113 or send us an email to start the conversation, the planet will thank you!
In the midst of the festive excitement that’s already building around us, it’s fair enough if you need a gentle reminder not only to stay on top of recent AND upcoming tax obligations, but also remain vigilant (and smart) with the rest of your business’s financial matters.
Things like managing business cash flow – which could fluctuate over the Christmas/New Year period –or ensuring outstanding bills are paid before vendors close their doors for a week or two are critical, especially at this time of year. And by making a few strategic plans, not only can your business navigate holidays happily but sail into 2024 in a solid financial position.
With that in mind, we’ve put together some helpful financial tips designed to help you manage your business right through this festive season and into the new year:
It’s the perfect time to recognise and celebrate your team's hard work. Although Christmas parties can sometimes be difficult to organise, find a way to foster a sense of camaraderie that can extend beyond the holidays, bringing your team together and rewarding hard work is only going to contribute to your business's success.
With limited exceptions, December isn't business as usual for anyone. The festive season can impact your cash flow, up or down, regardless of the kind of business you run or industry you operate in. Develop a short-term cash flow forecast that coversDecember to February and update it weekly to identify potential short falls early. This allows you to implement strategies and make changes before they’re needed.
Keep the looming BAS return in late February on your radar for a smoother financial transition. You’ll be lodging in December and there’s no doubt that amidst the merriment, you’ll find it worthwhile staying vigilant about your tax obligations. It’s important you integrate them into your cash flow forecast (those short-term ones from above), especially with the Australian Taxation Office pulling in the reins on tax debt.
Vigilant management of debtors is essential for maintaining your business's financial health. Review your payment terms, consider offering discounts for early payments or even penalties for late ones and if existing clients are lagging, consider how gentle reminders might help gather those payments.
Evaluate client relationships and determine if applying discounts or penalties is an option, and of course, aligns with your business goals. The new year is a great time to revisit conversations with existing clients and take the opportunity to reassess payment terms. If your terms currently span 30 days (and you’re finding cash flow difficult to manage) consider shortening them to 14 days. There are always options, be creative and open with your clients and they’re likely to reciprocate out of respect!
Chat with your suppliers regarding potential payment term extensions or even discuss early payment discounts. This can alleviate cash flow strains as well as almost any other method – allowing you to hang on to money longer, or save some at the outset. As usual, the goal here is to improve your overall financial position.
Now you’ve got your short-term cash flow forecast, it’s time to think in a similar way, but go beyond the festive season. Look to adopt practices that support continuous positive cash flow:
Granted, none of the above is brand-new thinking, but sometimes we as business owners could use a reminder on building and fostering good financial habits. And although we’ve taken aim at a short time-period here, these are tips you can build into your year-round financial strategy to ensure good, sustained cash flow.
If you’d like tailored advice on arming your business with the tools for financial success – festive season or not – the Attune team can help. Our team is perfectly placed to help you put the right structure in place that enables your business to thrive. Give the Attune team a call on 1300 866 113 or send us an email to start the conversation today.
Investing in property comes with its own set of financial responsibilities, and understanding the various taxes associated with investment properties is crucial for a successful and financially sound journey. At Attune Advisory we believe in empowering you with knowledge to help you make informed decisions on your own, alongside offering you tailored advice when you need it.
With that in mind we thought we’d explore the four types of taxes relating to investment property that you need to be well-versed in: stamp duty tax, land tax, income tax, and capital gains tax.
What is Stamp Duty? Stamp duty, also known as transfer duty, is a tax imposed when the ownership of an investment property is transferred from the seller to the buyer. Unfortunately, the Australian Tax Office (ATO) does not permit claiming stamp duty as a tax deduction.
Calculating Stamp Duty: A Case Study Let's consider Jenna, who purchases a $330,000 investment property in New South Wales. The stamp duty scale is tiered based on property value. In Jenna's case, she calculates her stamp duty to be $10,185. However, being a first-time buyer, she qualifies fora total stamp duty exemption under the First Home Buyer Assistance Scheme.
Factors Influencing Stamp Duty:
It's important to note that stamp duty is applicable to all transfers of title, including those between family members or ownership structures.
Unlike stamp duty, land taxis an ongoing annual payment based on the unimproved value of the land you own. The unimproved value excludes buildings, paths, landscaping, and fences. There are some extras to consider when it comes to land tax, which are usually well documented on your state’s government website – here’s the link for NSW: https://www.revenue.nsw.gov.au/taxes-duties-levies-royalties/land-tax
Calculating Land Tax: To start with, we suggest discussing your position with the Attune team to ensure tax calculations (of any kind) are calculated correctly. Having said that, let’s continue with New South Wales as an example of location for this purpose. The above website offers a tool to help you start the calculation process, which can be found here: https://www.apps09.revenue.nsw.gov.au/erevenue/calculators/landtax.php
Important Note: The Northern Territory is the exception, as it does not require property investors to pay land tax.
Income generated from your investment property is subject to income tax. Combining this with your other sources of income, such as salary and other investments, is essential for accurate assessment in your annual tax return. And, once again, we advise you speak with your Attune team member for the right guidance so you can be completely confident in your tax position.
Tax Deductions for Investors: Investors can claim various deductions, including immediately deductible rental expenses and those claimable over several years, such as depreciation (again, we’ll be able to help with your deductions and their eligibility).
Key Consideration: You cannot claim tax deductions for expenses like stamp duty, loan repayments, and costs paid by your tenant.
If you plan to sell your investment property, you may be liable to pay capital gains tax on the profit made from the sale.
Exemptions and Concessions: Fortunately, the Australian Tax Office provides exemptions and concessions, such as the MainResidence (MR) exemption, the 6-year rule, the six-month rule, and the 50% CGT discount. Each of these rules has their own criteria to be met that we can walk you through when the time comes to consider selling an investment property.
Paying tax on investment property is inevitable, but being well-informed about these tax types allows you to account for them and potentially take advantage of exemptions and deductions. Seeking tailored, professional advice from the team at Attune Advisory can result in significant savings or at the very least, accuracy in accounting when it comes to your liability and tax position. Whether you're a first-time buyer or an experienced investor, understanding the tax landscape is crucial for financial success, which is ultimately the reason we invest in property at all!
While every effort has been made to ensure accuracy in the above at the time of writing, this guide is intended as an overview, not exhaustive advice. As usual with any tax matter, we strongly suggest you seek professional advice for legal, tax, or investment issues specific to your circumstances from the Attune Advisory team.
If you’d like to discuss your property investment position or are planning for the future with property investment, contact us today for strategic and tailored advice that fits your needs. Call the team on 1800 866 113 or send us an email to start the conversation – you won’t regret it!
With that in mind, here we will explore some of the many advantages of self-managed superannuation. First however, we’ll remind you that the team at Attune Advisory have the knowledge and experience to guide you through every stage of your own SMSF journey with tailored, strategic advice to help you secure your financial future.
Ok, let’s get started…
One of the standout advantages of an SMSF is the level of control it provides over your retirement savings. Unlike industry or retail superannuation funds, where your investments are managed by external professionals, an SMSF allows you to make investment decisions that align with your financial goals. With your SMSF, you can invest in a variety of assets, including property, shares, fixed income, and more.This control empowers you to tailor your investments to suit your risk tolerance and preferences.
Diversification is a key principle of sound financial planning. SMSFs offer a unique advantage in this regard. You have the freedom to diversify your investments across a wide range of asset classes, spreading risk and potentially increasing your returns.Whether you prefer growth assets like stocks and real estate or more conservative options such as term deposits or government bonds, an SMSF allows you to create a well-balanced and diversified portfolio.
Another significant advantage of SMSFs is the potential for tax savings. The tax rate for SMSFs is generally lower compared to personal income tax rates. This can result insignificant savings on capital gains tax (CGT) and income tax, allowing your investments to grow more efficiently. Additionally, SMSFs can be used to implement strategic tax planning, contributing to long-term financial security.
SMSFs are an excellent tool for estate planning. With an SMSF, you have greater control over how your superannuation benefits are distributed upon your passing. You can establish binding death benefit nominations, ensuring your assets go to the intended beneficiaries. This level of control is especially important if you have unique family dynamics or wish to provide for loved ones with specific needs.
SMSFs offer flexibility that can be tailored to your specific retirement goals. You can choose when to start your pension, how much you withdraw, and whether you take lump sum payments or regular income. This flexibility allows you to structure your retirement income in the most tax-effective way, ensuring that your retirement years are comfortable and enjoyable.
While setting up and running an SMSF does incur costs, it can often be more cost-effective, particularly for those with larger superannuation balances. The fees associated with retail or industry superannuation funds can eat into your retirement savings over time. With an SMSF, you have more control over where and how your money is spent, potentially resulting in cost savings in the long run.
Your SMSF allows you to create a personalised investment strategy. You can adjust your investments based on your changing circumstances and financial goals. Whether you are planning for your first home, your children's education, or funding your dream retirement, you have the flexibility to align your investments according to your life-stage.
With an SMSF, you can access your financial information in real-time. This transparency allows you to stay informed about your investments' performance and make adjustments as necessary. You're not in the dark, wondering how your superannuation is being managed, and you have complete visibility and control over your fund's transactions and investments.
To conclude, self-managed superannuation funds offer an array of advantages that make them a compelling choice if you’re seeking to secure your financial future. Greater control, investment diversification, tax efficiency, and flexibility in retirement planning are just a few of the benefits that make SMSFs an attractive option.
If you're interested in exploring the advantages of self-managed superannuation for yourself, it's crucial to seek professional guidance. At Attune Advisory, our team of experts specialises in helping you navigate the complexities of SMSFs.With personalised advice and tailored strategies, we can help you make the most of your self-managed superannuation fund.
Take control of your financial future with an SMSF – contact Attune Advisory today on 1300 866 113 to discuss how to get started. Your retirement goals are within reach, and an SMSF could be the key to achieving them.
Navigating the intricate landscape of tax legislation, particularly when it involves theCapital Gains Tax (CGT), can be a perplexing journey for many small business owners. The CGT realm may seem like a labyrinth of rules and regulations, that can leave you with uncertainties about potential exemptions and how to optimise your tax position.
With that in mind, we’ll aim to shed light on the 15-year exemption for small business CGT and demonstrate why your best nextstep might be to chat to the team at Attune Advisory to delve deeper into your specific circumstances and how they might fit into the exemption.
Capital Gains Tax, often abbreviated as CGT, is the tax levied on the profit generated from the sale of a capital asset, whether it be property, shares, or even your own business. Navigating the complexities of CGT, especially when selling a business, can be a daunting task, given the numerous regulations set out by the Australian Tax Office (ATO)– this is where we can help ...
Start by picturing a scenario where your business could be exempt from this tax. That's where the15-year exemption for small business CGT comes into play. This provision was established to offer long-standing small businesses a reprieve when they sell their assets after an extended period.
To qualify for the 15-year exemption, certain criteria must be met:
It's vital to understand the nuances of each criterion. For instance, the "active asset" requirement means the asset must have been actively used in your business operations and not merely held for speculative purposes. This distinction adds complexity to the eligibility which we can help clear up for you if you’re in this position.
Beyond the obvious benefit of not paying CGT, the 15-year exemption can offer other financial advantages:
The 15-year exemption for small business CGT offers significant relief to long-standing businesses in Australia. Business owners can make informed decisions about their assets by understanding this provision and its benefits. Keep in mind that every business's situation is unique, and what applies to one may not apply to another.
Speak with an expert.Our dedicated team can provide clarity about your eligibility or offer guidance on various tax-related concerns. We're here to alleviate the stress of navigating the financial maze – in this instance the 15-year CGT exemption. Don't hesitate to book an appointment via email or give us a call on 1300 866 113.
